Credit Builder loans offer individual clients the opportunity to repair their credit in preparation for asset-building opportunities such as home ownership, opening a small business, or getting a car loan. These loans are paid directly to the vendors or creditors and are available up to $10,000 with terms of two (2) years or less.
NACDC Financial Services offers microenterprise and small business loans up to $100,000 with repayment terms up to seven (7) years. Loan funds can be used as startup capital necessary to launch a new small-scale business venture or to expand an existing business. They can also be used for equipment and inventory purchases, working capital, acquisition of land or buildings, construction of buildings and/or leashold improvements for a commercial space.
The State of Montana, Department of Commerce has announce they are accepting applications for the 2016 Indian Equity Fund Small Business Grant. And the NACDC is offering technical assistance with the applications process. We are a Native American Business Advisor (NABA).
Indian Agriculture Resources
The NACDC in conjunction with NRCS, Rural Development, FSA, Indian Land Tenure Foundation, Native American Bank, OWEESTA, and local, Blackfeet Tribal Extension office and Land office. Attend the upcoming Indian AgriculturebResource Workshop to learn more. And visit the NACDC Native Agriculture website for details of the program, www.nacdcfsnativeag.com or call Matt at (406) 338-2992.
Sound financial education, delivered in class or in practice, is critical to helping young people develop the skills and knowledge needed to make sensible decisions about money. The mini-bank provides a hands-on means for kids to learn the financial basics that will serve them in their adult lives. Our School Banking Program helps kids develop good saving habits and gives them the confidence and independence to make sound financial decisions.
Artist Lines of Credit
Our training programs give Native artists the tools and support they need to manage entrepreneurial businesses in order to achieve economic success and grow as leaders in their tribal communities. Our curriculum begins by helping artists express their own vision and Indigenous values, including generosity, wisdom, respect, integrity, strength, fortitude and humility. These ultimately become the foundation of their businesses.